Claims management. Redesigned.

Senior claims expertise and purpose-built technology, working together to deliver clearer decisions, faster resolution and better claims outcomes.

The conventional TPA model needs to change.

Historical Claims Model
Man using a laptop at a desk with visual labels showing a claim trigger and lodgement confirmation.

The same workflow. The same limitations. For decades.

In the current TPA model, high-frequency, short-tail claims still move through slow, manual and people-dependent processes.

The Bellinger Model

Senior expertise built into the workflow. Not the headcount.

We embedded senior claims expertise into a purpose-designed system. Better decisions do not require more layers of people. They require better workflow design.

Why insurers choose
Bellinger Claims.

A new workflow built by senior claims specialists. Refined as it runs.

Small, well-documented claims can be settled quickly to the benefit of the insured, with automated assessment against the policy, supporting documents and defined claims rules.

More complex claims are escalated to a senior reviewer.
No payment is released until fraud checks and sanctions screening is complete.

Redesigned workflow

We didn't optimise the existing process. We started from scratch, building a workflow that produces senior-quality decisions at scale.

Purpose-built technology

Not legacy software with a new interface. A platform built specifically around the logic of short-tail, high-frequency claims.

Efficiency by design

Average settlement time reduced from over 60 days to less than 7, with claims handling fees down almost 50%. Faster, clearer and fairer outcomes, without simply adding more people.

Better outcomes for everyone

Insurers get clearer decisions and stronger oversight. Service providers get greater visibility. Claimants get faster resolution. Everyone benefits from a better-designed process.

We help our clients win.

35
k+
Over 35,000
claims managed
per year.
7
d
Average settlement times reduced from 60 to seven days.
47
%
Demonstrated ability to reduce claims handling fees by 47%.
65
%
More than 65% of claims automated.